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« Away, then, with your expensive follies, and you will not then have so much cause to complain of hard times, and heavy taxes, and chargeable families; for, as poor Dick says, . Women and wine, game and deceit, • Make the wealth small, and the want great.'

« And farther, “What maintains one vice, would bring up two children.' You may think, perhaps, that a little tea, or a little punch now and then, diet a little more costly, clothes a little finer, and a little entertainment now and then, can be no great matter ; but remember what poor Richard says, 'Many a little makes a nickle .' and farther, ‘Beware of little expenses ; a small leak will sink a great ship;' and again, 'Who dainties love, shall beggars prove;' and moreover, 'Fools make feasts and wise men eat them.'


“ Here you are all got together, at this sale of fineries and nicknacks. You call them goods, but if you do not take care, they will prove evils to some of you. You expect they will be sold cheap, and perhaps they may for

sion for them, they must be dear to you. Remember what poor Richard says, Buy what thou hast no need of, and before long thou shall sell thy necessaries. And again, . At a great penny-worth pause awhile:' he means, that the cheapness is apparent only, and not real : or the bargain, by straitening thee in thy business, may do thee more harm than good. For in another place he says, “Many have been ruined by buying good penny-worths.' Again, poor Richard says, “ 'Tis foolish to lay out money in a purchase of repentance; and yet this folly is practised every day at sales, for want of minding the almanac.' Wise men,' as poor Dick says, "learn by other's harm, fools scarcely by their own.' Many a one, for the sake of finery on the back, have gone with a hungry belly and half starved their families;' .Silks and satins, scarlets and velvets, as poor Richard says, 'put out the kitchen fire. These are no necessaries of life; they can scarcely be called the conveni. ences, and yet only because they look pretty, how many want to have them. The artificial wants of mankind thus become more numerous than the natural; and, as poor Dick says, • For one poor person, there are an hundred indigent. By these, and other extravagancies, the genteel are reduced to poverty, and forced to borrow of those whom they formerly despised, but who, through industry and frugality, bave maintained their stanaing; in which case it appears plainly, that • A ploughman on his legs is higher than a gentleman on his knees,' as poor Richard says. Perhaps they have had a small estate leti them, which they knew not the getting of; • They think it is day, and will never be night; that a little to be spent out of so much is not worth minding. A child and a fool,' as poor Richard says, imagine twenty shillings and twenty years can never be spent; but, always taking out of the meal-tub, and never putting in, soon comes to the bottom; then, as poor Dick says, "When the well is dry, they know thie worth of water. But this they might have known before, if they had taken his advice: if you would know the value of money, go and try to borrow some ; . For he that goes a borrowing goes a sorrowing;' and indeed so does he that lends to such people, when he goes to get it again. Poor Dick farther advises, and says, • Fond pride in dress is sure a very curse; Ere fancy you consult-consult your purse.'


“And again, Pride is as loud a beggar as Want, and a great deal more saucy. When you have bought one fine thing, you must buy ten more that your appearance may be all

of a piece; but poor Dick says, “It is easier to suppress the first desire, than to satisfy all that follow it. And that it is as truly folly for the poor to ape the rich, as the frog to swell in order to equal the ox.

• Great estates may venture more,

But little boats should keep near shore.' “ It is, however, a folly soon punished: • For pride that dines on vanity sups on contempt,' as poor Richard says. And in another place, · Pride breakfasted with Pleaty, dined with Poverty, and supped with infamy.' And after all, of what use is the pride of appearance, for which so much is risked, so much is suffered ? It cannot promote health, or ease pain; it makes no increase of merit in the person, it creates envy, it hastens misfortunes


What is a butterfly ? at best . He's but a caterpillar drest;

• The gaudy fop's bis picture just.' “ But what madness must it be to run in debt for these superfluities! We are offered, by the terms of this sale, six months, credit; and that perhaps has induced some of us to attend it because we cannot spare the ready

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money, and hope now to be fine without it. But ah! think what you do when you run in debt; you give to another power over your liberty. If you cannot pay at the time, you will be ashamed to see your creditor; you will be in fear when you speak to him; you will make poor, pitiful, sneaking excuses, and by degrees come to lose your veracity, and sink into base downright lying; for, as poor Richard says, “ The second vice is lying, the the first is running into debt.' And again, to the same purpose, . Lying rides upon Debt's back. Whereas, a free.born Englishman ought not to be ashamed or afraid to see or speak to any man living. But poverty often deprives a man of all spirit and virtue;' It is hard for an empty bag to stand upright,' as poor Richard says. What would you think of that prince, or that government, who would issue an edict forbidding you to dress like a gentleman or gentlewoman, on pain of impri


sonment or servitude ? Would you not say, that you are free, and have a right to dress as you please, and that such an edict would be a

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