NECESSARY HINTS TO THOSE THAT WOULD BE RICH. WRITTEN ANNO 1736. THE use of money is all the advantage there is in having money. For fix pounds a year you may have the use of one hundred pounds, provided you are a man of known prudence and honesty. He that spends a groat a day idly, fpends idly above fix pounds a year, which is the price for the use of one hundred pounds. He that wastes idly a groat's worth of his time per day, one day with another, waftes the privilege of ufing one hundred pounds each. day. He that idly lofes five fhillings worth of time, lofes five fhillings, and might as prudently throw five fhillings into the fea. He that lofes five fhillings, not only loses that fum, but all the advantage that might be made by turning it in dealing, which, by the time that a young man becomes old, will amount to a confiderable fum of money. Again he that fells upon credit, asks a price for what he fells equivalent to the principal and intereft of his money for the time he is to be kept out of it; therefore, he that buys upon credit, pays intereft for what he buys; and he that pays ready money, might let that money out to ufe: fo that he that poffeffes any thing he has bought, pays intereft for the use of it. Yet, Yet, in buying goods, it is beft to pay ready money, because, he that fells upon credit, expects to lofe five per cent. by bad debts; therefore he charges, on all he fells upon credit, an advance that fhall make up that deficiency. Those who pay for what they buy upon credit, pay their fhare of this advance. He that pays ready money, efcapes, or may efcape, that charge. A penny fav'd is two-pence clear ; THE THE WAY TO MAKE MONEY PLENTY IN AT this time, when the general complaint is that "money is fcarce," it will be an act of kindness to inform the moneyless how they may reinforce their pockets. I will acquaint them with the true fecret of money-catching-the certain way to fill empty purses-and how to keep them always full. Two fimple rules, well obferved, will do the business. First, let honefty and industry be thy constant companions; and, Secondly, spend one penny lefs than thy clear gains. Then fhall thy hide-bound pocket foon begin to thrive, and will never again cry with the empty belly-ach neither will creditors infult thee, nor want opprefs, nor hunger bite, nor nakednefs freeze thee. The whole hemifphere will fhine brighter, and pleasure spring up in every corner of thy heart. Now, therefore, embrace these rules and be happy. Banish the bleak winds of forrow from thy mind, and live independent. Then fhalt thou be a man, and not hide thy face at the approach of the rich, nor fuffer the pain of feeling little when the fons of fortune walk at thy right hand: for independency, whether with little or much, is good fortune, and placeth thee on even ground with the proudeft of the golden fleece. Oh, then, be wife, and let industry walk with thee in the morning, and attend thee until thou reacheft the evening hour for rest. Let honefty be as the breath of thy foul, and ne ver forget to have a penny, when all thy expences are enumerated and paid: then fhalt thou reach the point of happinefs, and independence. fhall be thy fhield and buckler, thy helmet and crown; then fhall thy foul walk upright, nor stoop to the filken wretch because he hath riches, nor pocket an abuse because the hand which offers it wears a ring fet with diamonds. AN AN ECONOMICAL PROJECT. [A Tranflation of this letter appeared in one of the Daily Papers of Paris about the Year 1784. The following is the Original Piece, with fome Additions and Corrections made in it by the Author.} TO THE AUTHORS OF THE JOURNAL. MESSIEURS, YOU often entertain us with accounts of new difcoveries. Permit me to communicate to the public, through your paper, one that has lately been made by myfelf, and which I conceive may be of great utility. I was the other evening in a grand company, where the new lamp of Meffrs. Quinquet and Lange was introduced, and much admired for its fplendor; but a general enquiry was made, whether the oil it confumed was not in proportion to the light it afforded, in which cafe there would be no faving in the use of it. No one present could fatisfy us in that point, which all agreed ought to be known, it being a very defirable thing to leffen, if poffible, the expence of lighting our apartments, when every other article of family expence was fo much augmented. I was pleafed to fee this general concern for œconomy; for I love economy exceedingly. I went home, and to bed, three or four hours after midnight, with my head full of the fubject. An accidental fudden noife waked me about fix in the morning, when I was furprized to find my |