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all I had dropt on those topics during the world than punctuality and justice in all his course of twenty-five years. The frequent dealings: therefore, never keep borrowed mention he made of me must have tired any money an hour beyond the time you promised, one else; but my vanity was wonderfully de- lest a disappointment shut up your friend's lighted with it, though I was conscious, that purse for ever. not a tenth part of the wisdoin was my own, The most trifling actions that affect a man's which he ascribed to me, but rather the glean- credit are to be regarded. The sound of your ings that I had made of the sense of all ages hammer at five in the morning, or nine at and nations. However, I resolved to be the night, heard by a creditor, makes him easy six better for the echo of it; and, though I had months longer : but if he sees you at a billiardat first determined to buy stuff for a new coat, table, or hears your voice at a tavern, when I went away, resolved to wear my old one a you should be at work, he sends for his money little longer. Reader, if thou wilt do the the next day; demands it before he can receive same, thy profit will be as great as
it in a lump. RICHARD SAUNDERS. It sulows, besides, that you are mindful of
what you owe; it makes you appear a careful
as well as an honest man, and that still inTo my Friend A. B.
creases your credit. Advice to a Young T'radesman.-Written Anno Beware of thinking all your own that you 1748.
possess, and of living accordingly. It is a mis As you
have desired it of me, I write the take that many people who have credit fall following hints, which have been of service into. To prevent this, keep an exact account to me, and may, if observed, be so to you. for some time, both of your expenses and your
Remember, that time is money. He, that income. If you take the pains at first to mencan earn ter shillings a day by his labour, and tion particulars, it will have this good effect: goes abroad, or sits idle one half that day, you will discover how wonderfully small trithough he spends but sixpence during bis di- fling expenses mount up to large sums, and version or idleness, ought not to reckon that will discern what might have been, and may the only expense; he bas really spent, or ra- for the future be saved, without occasioning ther thrown away, five shillings besides. any great inconvenience.
Remember, that credit is money. If a inan In short, the way to wealth, if you desire it, lets his money lie in my hands after it is due, is as plain as the way to market. It depends he gives me the interest, or so much as I can chiefly on two words, industry and frugality; inake of it, during that time. This amounts that is, waste neither time por money, but to a considerable sum where a man has good make the best use of both. Without inc'usand large credit, and makes good use of it. try and frugality nothing will do, and with
Remember, that money is of a prolific ge- them every thing. He, that gets all he can nerating nature. Money can beget money, honestly, and saves all he gets (necessary exand its offspring can beget more, and so on. penses excepted,) will certainly become rich Five shillings turned is six, turned again it is -if that Being who governs ihe world, to seven and three-pence, and so on till it be- whom all should look for a blessing on their comes a hundred pounds. The more there honest endeavours, doth not, in his wise proviis of it, the more it produces every turning, dence, otherwise determine. so that the profits rise quicker and quicker. He that kills a breeding sow destroys all her offspring to the thousandth generation. He Necessary Hints to those that would be rich that murders a crown destroys all that it might
Written Anno 1736. have produced, even scores of pounds. The use of money is all the advantage there
Remember, that six pounds a year is but a is in having money. groat a day. For this little sum (which may For six pounds a year you may have the use be daily wasted either in time or expense un- of one hundred pounds, provided you are a man perceived) a man of credit may, on his own of known prudence and honesty. security, have the constant possession and use He, that spends a groat a day idly, spends of a hundred pounds. So much in stock, idly above six pounds a year, which is the price briskly turned by an industrious man, produces for the use of one hundred pounds. great advantage.
He, that wastes idly a groat's worth of his Remember this saying, “the good paymas- time per day, one day with another, wastes ter is lord of another man's purse.” He that the privilege of using one hundred pounds is known to pay punctually and exactly to the each day. time he promises may at any time, and on any He, that idly loses five shillings worth of occasion, raise all the money his friends can time, loses five shillings, and might as pruspare. This is sometimes of great use. After dently throw five shillings into the sea. industry and frugality, nothing contributes He, that loses five shillings, not only loses more to the raising of a young man in the that sum, but all the advantage that might be
made by turning it in dealing, which, by the thy soul walk upright, nor stoop to the silken time that a young man becomes old, will wretch because he hath riches, nor pocket an amount to a considerable sum of money. abuse because the hand which offers it wears
Again : he, that sells upon credit, asks a a ring set with diamonds. a price for what he sells equivalent to the principal and interest of his money for the time he is to be kept out of it; therefore, he
The Handsome and Deformed Leg. that buys upon credit, pays interest for what
There are two sorts of people in the world, he buys, and he, that pays ready money, might who, with equal degrees of health and wealth, let that money out to use: so that he, that pos- and the other comforts of life, become, the one sesses any thing he bought, pays interest for happy, and the other miserable. This arises the use of it.
very much from the different views in wbich Yet, in buying goods, it is best to pay ready they consider things, persons, and events; and money, because he that sells upon credit, ex- the effect of those different views upon their pects to lose five per cent. by bad debts ;
own minds. therefore he charges, on all he sells upon cre- In whatever situation men can be placed, dit, an advance, that shall make up that defi- they may find conveniences and inconveniciency.
ences; in whatever company, they may find Those, who pay for what they buy upon persons and conversation more or less pleascredit, pay their share of this advance.
ing: at whatever table, they may meet with He, that pays ready money, escapes, or may meats and drinks of better and worse taste, escape, that charge.
dishes better and worse dressed ; in whatever A penny savd is two-pence clear,
climate, they will find good and bad weather : A pin a day's a groat a year.
under whatever government, they may find
good and bad laws, and good and bad admiThe way to make Money plenty in every nistration of those laws; in whatever poem, Man's Pocket.
or work of genius, they may see faults and At this time, when the general complaint beauties; in almost every face, and every peris, that “money is scarce,” it will be an act of son, they may discover tine features and dekindness to inform the moneyless how they fects, good and bad qualities. may reinforce their pockets. I will acquaint Under these circumstances, the two sorts of them with the true secret of money-catching, people above mentioned fix their attention, the certain way to fill empty purses, and how those who are disposed to be happy, on the to keep them always full. Two siniple rules, conveniences of things, the pleasant parts of well observed, will do the business.
conversation, the well-dressed dishes, the First, let honesty and industry be thy con- goodness of the wines, the fine weather, &c. stant companions; and
and enjoy all with cheerfulness. Those, who Secondly, spend one penny less than thy are to be unhappy, think and speak only clear gains.
of the contraries. Hence they are continuThen shall thy hide-bound pocket soon be- ally discontented themselves, and by their gin to thrive, and will never again cry with the remarks, sour the pleasures of society, offend empty belly-ache: neither will creditors in- personally many people, and make themselves salt thee, nor want oppress, nor hunger bite, every where disagreeable. If this turn of nor nakedness freeze thee. The whole he- mind was founded in nature, such unhappy misphere will shine brighter, and pleasure persons would be the more to be pitied. But spring up in every corner of thy heart. Now, as the disposition to criticise, and to be distherefore, embrace these rules and be happy. gusted, is, perhaps, taken up originally by Banish the bleak winds of sorrow from thy imitation, and is, unawares, grown into a habit, mind, and live independent. Then shalt thou which, though at present strong, may neverbe a man, and not hide thy face at the ap- theless be cured, when those who have it are proach of the rich, nor suffer the pain of feel- convinced of its bad effects on their felicity; ing little when the sons of fortune walk at I hope this little admonition may be of serthy right hand : for independency, whether vice to them, and put them on changing a with little or much, is good fortune, and plac- habit, which, though in the exercise it is eth thee on even ground with the proudest of chiefly an act of imagination, yet has serithe golden fleece. Oh, then, be wise, and let ous consequences in life, as it brings on real industry walk with thee in the morning, and griefs and misfortunes. For, as many are ofattend thee until thou reachest the evening fended by, and nobody loves this sort of peohour for rest. Let honesty be as the breath ple, no one shows them more than the most of thy soul, and never forget to have a penny common civility and respect, and scarcely when all thy expenses are enumerated and that; and this frequently puts them out of paid: then shalt thou reach the point of hap- humour, and draws them into disputes and piness, and independence shall be thy shield contentions. If they aim at obtaining some and buckler, thy helmet and crown; then shall I advantage in rank or fortune, nobody wishes Vol. II. ...3 P
them success, or will stir a step, or speak a there being no instrument invented to disword, to favour their pretensions. If they in- cover, at first sight, this unpleasing disposition cur public censure or disgrace, no one will in a person, he, for that purpose, made use of defend or excuse, and many join to aggravate his legs; one of which was remarkably handtheir misconduct, and render them complete- some, the other, by some accident, crooked and ly odious. If these people will not change deformed. If a stranger, at the first interview, this bad habit, and condescend to be pleas- regarded his ugly leg more than his handsome ed with what is pleasing, without fretting one, he doubted him. If he spoke of it, and themselves and others about the contraries, took no notice of the handsome leg, that was it is good for others to avoid an acquaintance sufficient to determine my philosopher to have with them; which is always disagreeable, no further acquaintance with him. Every and sometimes very inconvenient, especially body has not this two-legged instrument; but when one finds oneself entangled in their quar- every one, with a little attention, may observe rels.
signs of that carping, fault-finding disposition, An old philosophical friend of mine was and take the same resolution of avoiding the grown from experience, very cautious in this acquaintance of those infected with it. I particular, and carefully avoided any intima- therefore advise those critical, querulous, discy with such people. He had, like other contented, unhappy people, that, if they wish philosophers, a thermometer, to show him the to be respected and beloved by others, and heat of the weather, and a barometer, to mark happy in themselves, they should leave off when it was likely to prove good or bad; but | looking at the ugly leg.
now and then to dedicate a chapter wholly to From the American Weekly Mercury,
their service; and if my lectures contribute February 4, 1729.
any way to the embellishment of their minds,
and brightning of their understandings, withMR. ANDREW BRADFORD,--I design this out offending their modesty, I doubt not of to acquaint you, that I, who have been one of having their favour and encouragement. your courteous readers, have lately entertain- It is certain that no country in the world ed some thoughts of setting up for an author produces naturally finer spirits than ours, men myself; not out of the least vanity, I assure of genius for every kind of science, and capayou, or desire of showing my parts, but purely ble of acquiring to perfection every qualificafor the good of my country.
tion, that is in esteem among mankind. But I have often observed with concern, that as few have the advantage of good books, for your Mercury is not always equally enter- want of which good conversation is still more irining. The delay of ships expected in, and scarce, it would doubtless have been very acwant of fresh advices from Europe, make it ceptable to your readers, if, instead of an old frequently very dull; and I find the freezing out-of-date article from Muscovy or Hungary of our river has the saine effect on news as on you had entertained them with some well traile. With more concern I have continual- chosen extract from a good author. This 1 ly observed the growing vices and follies of shall sometimes do, when I happen to have iny country folk: and though reformation is nothing of my own to say that I think of more properly the concern of every man, that is, consequence. Soinetimes I purpose to delievery one ought to mind one; yet it is true, ver lectures of morality or philosophy, and in this case, that what is everybody's busi.. (because I am naturally inclined to be medness is nobody's business, and the business is dling with things that do not concern me) done accordingly, I, therefore, upon mature perhaps I may sometimes talk politics. And deliberation, think fit to take nobody's business if I can by any means furnish out a week's wholly into my own hands; and, out of zeal entertainment for the public, that will give a for the public good, design to erect myself in- rational diversion, and at the same time be into a kind of censor morum; purporting with structive to the readers, I shall think my leiyour allowance, to make use of the Weekly sure hours well employed: and if you publish Mercury as a vehicle in which my remon- ; this, I hereby invite all ingenious gentlemen strances shall be conveyed to the world. and others (ihat approve of such an undertak
I am sensible I have in this particular un- ing) to my assistance and correspondence. dertaken a very unthankful office, and expect It is like, by this time, you have a curiosilittle besides my labour for my pains. Nay, ty to be acquainted with my name and chait is probable I may displease a great number racter. As I do not aim at public praise, I of your readers, who will not very well like design to remain concealed : and there are to pay ten shillings a year for being told of such numbers of our family and relations at their faults. But as most people delight in this time in the country, that though I have the censure, when they themselves are not the signed my name at full length, I am not under objects of it, if any are offended at my expos- the least apprehension of being discovered by ing their private vices, I promise they shall it. My character, indeed, I would favour you have the satisfaction, in a very little time, of with, but that I am cautious of praising myself
, seeing their good friends and neighbours in lest I should be told my trumpeter's dead; the same circumstances.
and I cannot find in my heart at present to However, let the fair sex be assured, that I say any thing to my own disadvantage. shall always treat them and their affairs with It is very common with authors in their first the utmost decency and respect. I intend performances, to tulk to their readers thư
If this meets with a suitable reception, or, if; a fellow makes laughing the sole end and purthis should meet due encouragement, I shall pose of his life, if it is necessary to his constitupublish hereafter, &c. This only manifests tion, or if he has a great desire of growing sudihe value they put upon their own writings, denly fat, let him eat; let him give public notice since they think to frighten the public into where any dull stupid rogues may get a quart their applause, by threatening, that unless of four-penny for being laughed at; but it is baryou approve what they have already wrote, barously uphandsome when friends meet for they intend never to write again; when per- the benefit of conversation, and a proper rehaps it may not be a pin matter whether they laxation from business, that one should be the ever do or no. As I have not observed the cri- butt of the con pany, and four men made merry tics to be more favourable on this account, I at the cost of the fifth. shall always avoid saying any thing of the How different is this character from that kind; and conclude with telling you, that if of the good-natured gay Eugenius; who neyou send me a bottle of ink and a quire of pa- ver spoke yet but with a design to divert and per by the bearer, you may depend upon hear- please ; and who was never yet baulked in his ing further from, sir, your humble servant, intention. Eugenius takes more delight in THE BUSY-BODY. applying the wit of his friends, than in being
admired bimself; and if any one of the com
pany is so unfortunate as to be touched a litNo. II.
ile too nearly, he will make use of some inge
Feb. 11, 1729. nious artifice to turn the edge of ridicule anoAll fools have still an itching to deride
ther way, choosing rather to make himself And fain would be upon the laughing side.-Pope.
a public jest, than to be at the pain of seeing Monsieur ROCHEFOUCAULT tells us some- his friend in confusion. where in his memoirs, that the prince of Among the tribe of laughers I reckon the Conde delighted much in ridicule, and used pretty gentlemen that write satires, and carry frequently to shut himself up for half a day them about in their pockets, reading them together in his chamber, with a gentleman themselves in all companies which they hapthat was his favourite, purposely to divert pen into; taking advantage of the ill taste of himself with examining what was the foible, the town, to make themselves famous for a or ridiculous side, of every person in the court. pack of paltry low nonsense, for which they That gentleman said afterwards in soine com- deserve to be kicked, rather than admired, pany, that nothing appeared to him more ri- by all who have the least tincture of politediculous in any body than this same humour ness. These I take to be the most incorrigiin the prince; and I am somewhat inclined ble of all my readers ; nay I suspect they will to be of this opinion. The general tendency be squibbing at the Busy-Body himself. Howthere is among us to this embellishment, ever, the only favour he begs of them is, that (which I fear has too often grossly imposed if they cannot control their overbearing itch upon my countrymen, instead of wit,) and the for scribbling, let him be attacked in downapplause it meets with from a rising genera- right biting lyrics; for there is no satire he tion, fill me with fearful apprehensions for the dreads half so much as an attempt towards a future reputation of my country: a young man pane-yric. of modesty, (which is the most certain indication of large capacities) is hereby discouraged from attempting to make a figure in
No. III. life: his apprehensions of being ontlaughed, will force him to continue in a restless obscu
Non vultus instantis Tyranni
Mente quatit solida, nec auster, rity, without having an opportunity of know- Dux inquieti turbidus Adria ing his own merit himself, or discovering it Nec fulminantis magna Jovis manus.- Hor. to the world, rather than venture to expose It is said that the Persians, in their ancient himself in a place, where a pun or a sneer constitution, had public schools, in which vir. shall pass for wit, noise for reason, and the tue was taught as a liberal art or science : strength of the argument be judged by that of and it is certainly of more consequence to a the lungs. Among these worthy gentlemen, man that he has learned to govern his paslet us take a view of Ridentius : what a con- sions; in spite of temptation, to be just in teinptible figure does he make with his train his dealings; to be temperate in his pleaof paltry admirers! this wight shall give him- sures, to support himself with fortitude under self an hour's diversion with the cock of a his misfortunes, to behave with prudence in man's hat, the heels of his shoes, an unguard- all his affairs, and in every circumstance of ed expression in his discourse, or even some life; I say, it is of much more real advantage personal defect; and the height of his low to him to be thus qualified, than to be a masambition is to put some one of the company ter of all the arts and sciences in the world to the blush, who perhaps must pay an equal besides. share of the reckoning with himself. If such Virtue alone is sufficient to make a great
Feb. 18, 179.