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that is the stuff life is made of,” as poor Richard says.' How much more than is necessary do we spend in sleep! forgetting that "the sleeping fox catches no poultry, and that there will be sleeping enough in the grave," as poor Richard says. “If time be of all things the most precious, wasting time must be (as poor Richard says) the greatest prodigality ;" since, as he elsewhere tells us, " Lost time. is never found again; and what we call time enough, always proves little enough.” Let us then be up and doing, and doing to the purpose; so by diligence we shall do more with less perplexity. “Sloth makes all things difficult, but industry all easy," as poor Richard says; and, “he who riseth late, must trot all day, and will scarcely overtake his business at night ; while laziness travels so slowly that poverty soon overtakes him," as we read in poor Richard ; who adds, “ Drive thy business ; let not that drive thee," and, "early to bed, and early to rise, makes a man healthy, wealthy, and wise.” So what signifies wishing and hoping for better times? we may make these times better if we bestir ourselves. “ Industry needs not wish,” as poor Richard says; and,' “ he who lives on hope, will die fasting.” “There are no gains without pains; then help hands, for I have no lands; or if I have, they are smartly taxed;" and (as poor Richard likewise observes,) “He that hath a trade hath an estate ; and he that hath a calling hath an office of profit and honour ;» but then the trade must be worked at, and the calling well followed, or neither the estate nor the office will enable us to pay our taxes. If we be industrious, we shall never starve'; for, as poor Richard says,

At the working-man's house hunger looks in, but dares not enter.” Nor will the bailiff or the constable enter; for, “ Industry pays debts, while des pair encreaseth them," says poor Richard. What tho' you have found no treasure, nor has any rich relation left you a legacy, “ Diligence is the mother of good-luck," as poor Richard says; and,“ God gives all things to industry; then plough deep while sluggards sleep, and you will have corn, to sell and to keep,” says poor Dick. Work while it is called to-day; for you know not how much you may be hindered to-morrow; which makes poor Richard say, “One to-day is worth two to-morrows;" and further, “ Have you something to do to-morrow, do it to-day.” “If you were a servant, would you not be ashamed that a good master should catch you idle: are you then your own master be ashamed to catch yourself idle," as poor Dick says. When there is so much to be done for yourself, your family, your country, and your gracious king, be up by peep of day; “let not the sun look down, and say inglorious here he lies !” handle your tools without mit. tens; remember, that “the cat in gloves catches no mice," as poor Richard says. It is true, there is much to be done, and perhaps you are weak banded; but stick to it steadily, and you will see great effects ; for, “constant dropping wears away stones, and by diligence and patience the mouse ate in two the ca. ble; and, light strokes fell great oaks," as poor Richard says in his Almanack, the year I cannot just now remember.

Methinks I hear some of you say, “must a man afford himself no leisure?--I will tell thee, my friend, what poor Richard says: “Employ thy time well, if thou meanest to gain leisure; and since thou art not sure of a minute, throw not away an hour.” Leisure is time for doing something useful; this leisure the diligent man will obtain, but the lazy man never; so that, as poor Richard says, “ A life of leisure and a life of laziness are two things.” Do you imagine that sloth will afford you more comfort than labour? no; for, as poor Richard says, Troubles spring from idleness, and grievous toil from needless ease; many without labour would live by their own wits only; but they break for want of stock:” whereas industry gives comfort, and plenty, and respect. “Fly pleasures, and they will follow you; the diligent spinner has a large shift; and, now I have a sheep and a cow, every body bids me good-morrow;" all which is well said by poor Richard. But with our industry, we must likewise be steady, settled, and careful, and oversee our own affairs with our own eyes, and not trust too much to others; for, as poor Richard says,

“I never saw an oft removed tree,
nor yet an oft-removed family,

that throve so well as those who selti'd be.” And again, “Three removes are as bad as a fire;" and again, “ Keep thy shop, and thy shop will keep thee; and again, “ If you would have your business done, go; if not send.” And again,

“He who by the plough would thrive,

himself must either hold or drive.” And again, “The eye of a master will do more work than both his hands;" and again, “ Want of care does us more damage.than want of knowledge; and again, "Not to oversee workmen, is to leave them your purse open." Trusting too much to others." care, is the ruin of many: for, as the Almanack says, "In the affairs of the world, men are saved not lay

faith, but by the want of it;" but a man's own care is profitable; for, saith poor Dick, “Learning is to the studious, and riches to the careful, as well as power to the bold, and heaven to the virtuous." And further, “If you would have a faithful servant, and one that you like, serve yourself." And again, he adviseth to circumspection and care, even in the smallest matters, because “sometimes a little neglect may breed great mischief;" adding, “For want of a nail the shoe was lost; for want of a shoe the horse was lost; and for want of a horse the rider was lost;" being overtaken and slain by the enemy, all for want of care about a horse-shoe nail. So much for industry, my friends, and attention to one's own business; but to these we must add frugality, if we would make our industry more certainly successful. A man may, if he knows not how to save as he gets, “ keep his nose all his life to the grindstone, and die not worth a groat at last.” “A fat kitchen makes a lean will," as poor Richard says; and, e . Many estates are spent in the getting;

since women for tea, forsook spinning and knitting, and men for punch forsook hewing and splitting.”

“ If you would be wealthy,” says he, in another almanack, “think of saving, as well as of getting: the Indies have not made Spain rich, because her outgoings are greater than her incomings.” Away then with your expensive follies, and you will not have much cause to complain of hard times, heavy taxes, and chargeable families; for, as poor Diet says,

“Woman and wine, game and deceit,

make the wealth small, and the want great." And further, “What mantains one vice, would bring

up two children." You may think, perhaps, that a little tea, or a little punch now and then, diet a little more costly, clothes a little finer, and a little entertainment now and then, can be no great matter; but remember what poor Richard says, “Many a little makes a meikle;" and further, “Beware of little expenses; a small leak will sink a great ship;" and a. gain, “Who dainties love, shall beggars prove;" and moreover, “Fools make feasts, and wise men eat them.” Here you are all got together at this sale of fineries and picknacks. You call them goods; but if you do not take care, they will prove evils to some of you. You expect they will be sold cheap, and perhaps they may, for less than they cost; but if you have no occasion for them, they must be dear to you. Remember what poor Richard says, “Buy what thou hast no need of, and ere long thou shalt sell they necessaries." And again, “At a great pennyworth pause a while.” He means, that perhaps the cheapness is apparent only, and not real; or the bargain, by straitening thee in thy business, may do thee more harm than good. For in another place he says, “ Many have been ruined by buying good pennyworths." Again poor Richard says, “It is foolish to lay out money in a purchase of repentance;" and yet this folly is practised every day at auctions, for want of minding the almanack. “Wise men (as poor Dick says) learn by others barms, fools scarcely by their own; but happy are they who learn prudence from the misfortunes of others.” Many a one, for the sake of finery on the back have gone with a hungry belly, and half starved their families: “Silks and sattins, scarlets and velvets (as poor Richard says) put out the kitchen fire." These are not the necessaries of

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