Detailed Response to Questions 1a and 1b

The detailed answers to Question 1a, relating to staffing statistics for the

Bank as of December 31, 1992, appear on the following tables.

Table 1

Table 2

Table 3

summarizes the number and the percentage of employees
for each pay grade, by sex and into non-minority and
minority categories.

provides the number and percentage of employees for each
pay grade by race (White, Black, Hispanic, Asian/Pacific, and
American Indian) and sex.

provides a breakdown, by race and sex, of the top 10
percent highest paid employees.

Table 4

provides a breakdown, by race and sex, of

the lowest 10 percent paid employees.

Table 5

NOTE:

provides a breakdown by race and sex, of
the ten highest paid employees.

Our commitment to the employment needs
of the disabled is strong and we are active
participants in several organizations that
provide vocational training and placement for
such individuals. Moreover, we have made a
variety of physical modifications and other
accommodations at the Bank to enhance
employment opportunities for the disabled.
While we do not maintain data on the
disabilities of our employees, our best sense
is that several hundred of our employees