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with schemes for new settlements; for building cities in the wilderness; land-jobbers went about with maps of grants, and townships, and Eldorados, lying nobody knew where, but which everybody was ready to purchase. In a word, 350 the great speculating fever which breaks out every now and then in the country had raged to an alarming degree, and everybody was dreaming of making sudden fortunes from nothing. As usual the fever had subsided; the dream had gone off, and the imaginary fortunes with it; the patients 355 were left in doleful plight, and the whole country resounded with the consequent cry of "hard times."

At this propitious time of public distress did Tom Walker set up as usurer in Boston. His door was soon thronged by customers. The needy and adventurous; the gambling 360 speculator; the dreaming land-jobber; the thriftless tradesman; the merchant with cracked credit; in short, every one driven to raise money by desperate means and desperate sacrifices, hurried to Tom Walker.

Thus Tom was the universal friend of the needy, and 365 acted like a "friend in need"; that is to say, he always exacted good pay and good security. In proportion to the distress of the applicant was the hardness of his terms. He accumulated bonds and mortgages; gradually squeezed his customers closer and closer; and sent them at length, 370 dry as a sponge, from his door.

In this way he made money hand over hand; became a rich and mighty man, and exalted his cocked hat upon 'Change. He built himself, as usual, a vast house, out of ostentation; but left the greater part of it unfinished and 375 unfurnished, out of parsimony. He even set up a carriage in the fullness of his vainglory, though he nearly starved the horses which drew it; and as the ungreased wheels groaned and screeched on the axle-trees, you would have thought you heard the souls of the poor debtors he was squeezing.

As Tom waxed old, however, he grew thoughtful. Having 380 secured the good things of this world, he began to feel anxious about those of the next. He thought with regret on the bargain he had made with his black friend, and set his wits to work to cheat him out of the conditions. He became, therefore, all of a sudden, a violent church-goer. 385 He prayed loudly and strenuously, as if heaven were to be taken by force of lungs. Indeed, one might always tell when he had sinned most during the week, by the clamor of his Sunday devotion. The quiet Christians who had been modestly and steadfastly traveling Zionward were 390 struck with self-reproach at seeing themselves so suddenly outstripped in their career by this new-made convert. Tom was as rigid in religious as in money matters; he was a stern supervisor and censurer of his neighbors, and seemed to think every sin entered up to their account became a 395 credit on his own side of the page. He even talked of the expediency of reviving the persecution of Quakers and Anabaptists. In a word, Tom's zeal became as notorious as his riches.

Still, in spite of all this strenuous attention to forms, 400 Tom had a lurking dread that the devil, after all, would have his due. That he might not be taken unawares, therefore, it is said he always carried a small Bible in his coatpocket. He had also a great folio Bible on his countinghouse desk, and would frequently be found reading it when 405 people called on business; on such occasions he would lay his green spectacles in the book, to mark the place, while he turned round to drive some usurious bargain.

Some say that Tom grew a little crack-brained in his old days, and that fancying his end approaching, he had his 410 horse new shod, saddled and bridled, and buried with his feet uppermost; because he supposed that at the last day the world would be turned upside down; in which case he

should find his horse standing ready for mounting, and he 415 was determined at the worst to give his old friend a run

for it. This, however, is probably a mere old wives' fable. If he really did take such a precaution, it was totally superfluous; at least so says the authentic old legend, which closes his story in the following manner.

420 One hot summer afternoon in the dog-days, just as a terrible black thundergust was coming up, Tom sat in his counting-house in his white linen cap and India silk morninggown. He was on the point of foreclosing a mortgage, by which he would complete the ruin of an unlucky land 425 speculator for whom he had professed the greatest friendship. The poor land-jobber begged him to grant a few months' indulgence. Tom had grown testy and irritated, and refused another day.

"My family will be ruined, and brought upon the parish," 430 said the land-jobber. "Charity begins at home," replied Tom; "I must take care of myself in these hard times."

"You have made so much money out of me," said the speculator.

Tom lost his patience and his piety-"The devil take 435 me," said he, "if I have made a farthing!

440

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Just then there were three loud knocks at the street door. He stepped out to see who was there. A black man was holding a black horse, which neighed and stamped with impatience.

"Tom, you're come for," said the black fellow, gruffly. Tom shrunk back, but too late. He had left his little Bible at the bottom of his coat-pocket, and his big Bible on the desk buried under the mortgage he was about to foreclose: never was sinner taken more unawares. The black 445 man whisked him like a child into the saddle, gave the horse the lash, and he galloped, with Tom on his back, in the midst of the thunderstorm. The clerks stuck

their pens behind their ears, and stared after him from the windows. Away went Tom Walker, dashing down the streets; his white cap bobbing up and down; his morning-450 gown fluttering in the wind, and his steed striking fire out of the pavement at every bound. When the clerks turned to look for the black man he had disappeared.

Tom Walker never returned to foreclose the mortgage. A countryman who lived on the border of the swamp re- 455 ported that in the height of the thundergust he had heard a great clattering of hoofs and a howling along the road, and running to the window caught sight of a figure, such as I have described, on a horse that galloped like mad across the fields, over the hills, and down into the black 460 hemlock swamp towards the old Indian fort; and that shortly after a thunderbolt falling in that direction seemed to set the whole forest in a blaze.

The good people of Boston shook their heads and shrugged their shoulders, but had been so much accustomed to 465 witches, and goblins, and tricks of the devil, in all kinds of shapes, from the first settlement of the colony, that they were not so much horror-struck as might have been expected. Trustees were appointed to take charge of Tom's effects.

There was nothing, however, to administer upon. 470 On searching his coffers all his bonds and mortgages were found reduced to cinders. In place of gold and silver his iron chest was filled with chips and shavings; two skeletons lay in his stable instead of his half-starved horses, and the very next day his great house took fire and was burnt to the 475 ground.

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Such was the end of Tom Walker and his wealth. Let all griping money-brokers lay this heart. The truth of it is not to be doubted. The under the oak-trees, whence he dug Kidd's money, is to be 480 seen to this day; and the neighboring swamp and old Indian

very hole

fort are often haunted in stormy nights by a figure on horseback, in morning-gown and white cap, which is doubtless the troubled spirit of the usurer. In fact, the story has resolved 455 itself into a proverb, and is the origin of that popular saying, so prevalent throughout New England of "The Devil and Tom Walker.”

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WILLIAM CULLEN BRYANT

Thanatopsis

To him who in the love of Nature hold,
Communion with her visible forms, she speaks
A various language; for his gayer hours
She has a voice of gladness, and a smile
And eloquence of beauty, and she glides
Into his darker musings, with a mild
And healing sympathy, that steals away
Their sharpness, ere he is aware. When thoughts
Of the last bitter hour come like a blight
Over thy spirit, and sad images

-

Of the stern agony, and shroud, and pall,
And breathless darkness, and the narrow house,
Make thee to shudder, and grow sick at heart;
Go forth, under the open sky, and list
To Nature's teachings, while from all around
Earth and her waters, and the depths of air —
Comes a still voice - Yet a few days, and thee
The all-beholding sun shall see no more

In all his course; nor yet in the cold ground,
Where thy pale form was laid, with many tears,

Nor in the embrace of ocean, shall exist

Thy image. Earth, that nourished thee, shall claim
Thy growth, to be resolved to earth again,

And, lost each human trace, surrendering up

1 The poems of Bryant are reprinted by permission of D. Appleton & Co., the authorized publishers of his works.

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