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Judge then how much I must have been gratified by an accident I am going to relate to you. I stopped my horse lately, where a great number of people were collected at a sale of merchants' goods. The hour of sale not being come, they were conversing on the badness of the times, and one of the company called to a plain, clean old man, with white locks, "Pray, father Abraham, what think you of the times? Will not these heavy taxes quite ruin the country? How shall we be able to pay them? What would you advise us to?" Father Abraham stood up and replied, "If you would have my advice, I will give it you in short: ' For a word to the wise is enough, and many words will not fill a bushel,' as poor Richard says." They joined in desiring him to speak his mind, and gathering round him, he proceeded as follows:

"Friends," says he, and neighbours, the taxes are indeed very heavy, and it those laid on by government were the only ones wc had to pay, we might more easily discharge ti >m: but we have many others, and mucl re steadily, and you will see great effects, for • Constant dropping wears away stones, and by diligence and practice the mouse eat into the cable; and little strokes fell great oaks,' as poor Richard says in his almanac, the year I cannot just now remember.


"Methinks I hear some of you say, 'Must a man afford himself no leisure? I will tell thee, my friend, what poor Richard says, 'Employ thy time well, if thou means to gain leisure; and since thou art not sure of a minute, throw not away an hour.' Leisure is lime in doing something useful; this leisure the diligent man will obtain, but the lazy man never; so that, as poor Richard says, 'A life of leisure and a life of laziness are two things. Do you imagine that sloth will afford you more comfort than labour? No; for, as poor Richard says, 'Trouble springs from idleness, and grievous toil from needless ease. Many, without labour, would live by their wits only, but they break for want of stock. Whereas industry gives comfort, and plenty, and respect: 'Fly pleasures, and they will follow you.' The diligent spinner has a large shift; and now I have a sheep and a cow every body bids me good morrow; all which is well said by poor Kichard.


'- But with our industry, we must likewise be steady, settled, and careful, and oversee our affairs with our own eyes, and not trust too much to others: for, as poor Richard says,

'I never saw an oft removed tree,

'Nor yet an oft removed family,

'That throve so well as those that settled be.'

"And again, 'Three removes are as bad as a fire:' and again, ' Keep thy shop, and thy shop will keep thee;' and again, 'If you would have your business done, go; and if not, send;' and again,

'He that by the plough would thrive,
'Himself must either hold or drive.'

"And again, 'The eye of a master will do more work than both his hands:' and again, * Want of care does us more damage than want of knowledge:' and again, • Not to oversee workmen, is to leave them your purse -open.'

"Trusting too much to others care is the w.ia of many ; for, 'In the affairs of this world, men ate saved, not by faith, but by the want of it;' 'If you would have a faithful servant, and one that you like, serve yourself. A little neglect may breed great mischief; for want of a nail the shoe was lost; for want of a shoe the horse was lost; and for Want of a horse the rider was lost;' being overtaken and slain by the enemy; all for the want of a little care about a horse-shoe nail.


"So much for industry, my friends, and attention to one's own business; but to these we must add frugality, if we would make our intfusyy more certainly successful. A man mayy

ae knows not how to save as he gets, 'keep his nose all his life to the grind-stone, and die not worth a groat at last. 'A fat kitchen makes a lean will;' and,

• Many estates are spent in tbe getting, Since women for tea forsook spinning and knitting, And men for punch forsook hewing and splittings

"If you would be wealthy, think of saving, as well as of getting. The Indies have not made Spain rich, because her out-goes are greater than her in-comes.' B

"Away, then, with your expensive follies, and you will not then have so much cause to complain of hard times, and heavy taxes, ancrt chargeable families; for, as poor Dick says, 'Women and wine, game and deceit, 'Make the wealth small, and the want great.'

"And farther, 'What maintains one vice, would bring up two children.' You maythink, perhaps, that a little tea, or a little punch, now and then, diet a little more costly, clothes a little finer, and a little entertainment now and then, can be no great matter; but remember what poor Richard says, 'Many a little makes a mickle .' and farther, 'Beware of little expenses; a small leak will sink a great ship;' and again, cWho dainties love, shall beggars prove;' and moreover, 'Fools make feasts and wise men eat them.'


"Here you are all got together, at this sale of fineries and nicknacks. You call them goods, but if you do not take care, they will prove evils to some of you. You expect they will be sold cheap, and perhaps they may for

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